Evidence method
Sequential · gp.financial.deposits
-0.33% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
COFS · Jun 30, 2022
CHOICEONE FINANCIAL SERVICES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001437749-22-020252Bank
Evidence method
Yoy · gp.fundamentals.net_income
11.34% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
51.15% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
14.57% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$40.3M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
5.31% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History43 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20226/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20246/6 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 4.55%
- Current
- -0.33%
- Delta
- -4.88%
- Previous
- -11.38%
- Current
- 11.34%
- Delta
- 22.72%
- Previous
- 19.23%
- Current
- 51.15%
- Delta
- 31.92%
- Previous
- 11.62%
- Current
- 14.57%
- Delta
- 2.95%
- Previous
- $90.0M
- Current
- $40.3M
- Delta
- -$49.7M
- Previous
- 1.05%
- Current
- 5.31%
- Delta
- 4.26%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · COFS Fundamental State →Analogous To · COFS state analogue 3 →Has State · CHOICEONE FINANCIAL SERVICES INC →Transitioned To · COFS Fundamental State →Transitioned To · COFS DEPOSIT_GROWTH_DECREASED →Transitioned To · COFS EARNINGS_GROWTH_INCREASED →Transitioned To · COFS FUNDING_COST_GROWTH_INCREASED →Transitioned To · COFS INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · COFS LIQUIDITY_DECREASED →Transitioned To · COFS LOAN_GROWTH_INCREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.