Method
Sequential · gp.financial.deposits
Raw value -1.79% · CORE
· State Commercial Banks
RESEARCH SNAPSHOTCHOICEONE FINANCIAL SERVICES INC's latest supported as-filed period reports revenue of $58.9M. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -1.79% · CORE
Yoy · gp.fundamentals.net_income
Raw value -7.91% · CORE
Yoy · gp.financial.interest_income
Raw value 0.03% · CORE
Level · gp.fundamentals.cash
Raw value $88.6M · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Cash & equivalents changed -43.3% from the comparable as-filed period. The change ranks at the 71th percentile of 178 prior comparable changes.
Deposits changed +0.3% from the comparable as-filed period. The change ranks at the 5th percentile of 114 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
COFS · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001193125-26-342347SEC ↗8-KJul 24, 2026Period Jul 24, 20260001193125-26-315065SEC ↗4Jul 6, 2026Period Jul 1, 20260000905729-26-000128SEC ↗4Jul 6, 2026Period Jul 1, 20260000905729-26-000127SEC ↗4Jul 6, 2026Period Jul 1, 20260000905729-26-000126SEC ↗4Jul 6, 2026Period Jul 1, 20260000905729-26-000125SEC ↗4Jul 6, 2026Period Jul 1, 20260000905729-26-000124SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Jul 1, 2026Filed Jul 6, 2026 | Wendling Michelle MDirector | Grant Or AwardDirect | 202 | $34 | $6,868 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Interest income changed +0.0% from the comparable as-filed period. The change ranks at the 2th percentile of 129 prior comparable changes.
Net income changed -7.9% from the comparable as-filed period. The change ranks at the 32th percentile of 129 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0000905729-26-000123