GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CFR · Jun 30, 2021

CULLEN/FROST BANKERS, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000039263-21-000029Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.90% · CORE · VALID

Net-income growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

26.86% · CORE · VALID

Interest-expense growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-35.99% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

3.15% · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-7.30% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History45 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.45%
Current
4.90%
Delta
-0.55%
Earnings Growth Decreased
Previous
111.89%
Current
26.86%
Delta
-85.03%
Funding Cost Growth Increased
Previous
-73.30%
Current
-35.99%
Delta
37.31%
Interest Income Growth Increased
Previous
-7.28%
Current
3.15%
Delta
10.44%
Loan Growth Decreased
Previous
2.38%
Current
-7.30%
Delta
-9.69%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.