GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CFR · Dec 31, 2024

CULLEN/FROST BANKERS, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000039263-25-000017Bank
Sequential deposit growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.40% · CORE · VALID

Net-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-2.58% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

7.80% · CORE · VALID

Cash and equivalents64thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$10.2B · CORE · VALID

Sequential loan growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.50% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History45 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.48%
Current
2.40%
Delta
-1.08%
Earnings Growth Increased
Previous
-5.88%
Current
-2.58%
Delta
3.30%
Interest Income Growth Decreased
Previous
8.38%
Current
7.80%
Delta
-0.59%
Liquidity Increased
Previous
$9.2B
Current
$10.2B
Delta
$1.0B
Loan Growth Increased
Previous
0.26%
Current
3.50%
Delta
3.24%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.