GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CFR · Mar 31, 2025

CULLEN/FROST BANKERS, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000039263-25-000058Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.78% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

11.23% · CORE · VALID

Interest-expense growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-13.59% · CORE · VALID

Interest-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-0.07% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$7.9B · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.70% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History45 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.40%
Current
-0.78%
Delta
-3.18%
Earnings Growth Increased
Previous
-2.58%
Current
11.23%
Delta
13.81%
Interest Income Growth Decreased
Previous
7.80%
Current
-0.07%
Delta
-7.86%
Liquidity Decreased
Previous
$10.2B
Current
$7.9B
Delta
-$2.4B
Loan Growth Decreased
Previous
3.50%
Current
0.70%
Delta
-2.80%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.