GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CFR · Jun 30, 2024

CULLEN/FROST BANKERS, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000039263-24-000057Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.20% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-10.25% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

27.07% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

9.95% · CORE · VALID

Cash and equivalents11thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$7.1B · CORE · VALID

Sequential loan growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.14% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History45 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.66%
Current
-1.20%
Delta
1.46%
Earnings Growth Increased
Previous
-23.62%
Current
-10.25%
Delta
13.37%
Funding Cost Growth Decreased
Previous
44.38%
Current
27.07%
Delta
-17.31%
Interest Income Growth Increased
Previous
9.40%
Current
9.95%
Delta
0.55%
Liquidity Decreased
Previous
$8.5B
Current
$7.1B
Delta
-$1.3B
Loan Growth Increased
Previous
3.01%
Current
3.14%
Delta
0.13%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.