GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

COFS · Dec 31, 2020

CHOICEONE FINANCIAL SERVICES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-21-009464Bank
Sequential deposit growth74thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

5.56% · CORE · VALID

Net-income growth88thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

117.72% · CORE · VALID

Interest-expense growth13thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

-1.19% · CORE · VALID

Interest-income growth81thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

71.57% · CORE · VALID

Cash and equivalents95thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$79.5M · CORE · VALID

Sequential loan growth16thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

-0.94% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.