GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FLG · Mar 31, 2021

FLAGSTAR BANK, NATIONAL ASSOCIATION. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-21-000143Bank
Sequential deposit growth100thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

5.43% · CORE · VALID

Net-income growth100thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

45.12% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

-46.36% · CORE · VALID

Interest-income growth44thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

-4.07% · CORE · VALID

Cash and equivalents95thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.7B · CORE · VALID

Sequential loan growth32thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

0.56% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.31%
Current
5.43%
Delta
3.12%
Earnings Growth Increased
Previous
29.38%
Current
45.12%
Delta
15.74%
Funding Cost Growth Decreased
Previous
-28.30%
Current
-46.36%
Delta
-18.06%
Interest Income Growth Increased
Previous
-5.38%
Current
-4.07%
Delta
1.32%
Liquidity Increased
Previous
$1.9B
Current
$2.7B
Delta
$775.0M
Loan Growth Increased
Previous
0.11%
Current
0.56%
Delta
0.44%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.