GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FLG · Sep 30, 2021

FLAGSTAR BANK, NATIONAL ASSOCIATION. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-21-002523Bank
Sequential deposit growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.30% · CORE · VALID

Net-income growth83thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

28.70% · CORE · VALID

Interest-expense growth17thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

-28.76% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

-0.73% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.5B · CORE · VALID

Sequential loan growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.26% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.06%
Current
1.30%
Delta
1.36%
Earnings Growth Decreased
Previous
44.29%
Current
28.70%
Delta
-15.58%
Funding Cost Growth Increased
Previous
-36.39%
Current
-28.76%
Delta
7.63%
Interest Income Growth Decreased
Previous
1.87%
Current
-0.73%
Delta
-2.60%
Liquidity Increased
Previous
$2.1B
Current
$2.5B
Delta
$436.0M
Loan Growth Decreased
Previous
1.04%
Current
0.26%
Delta
-0.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.