GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FLG · Dec 31, 2022

FLAGSTAR BANK, NATIONAL ASSOCIATION. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-23-005505Bank
Sequential deposit growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

40.80% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

9.06% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

74.00% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

23.86% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.0B · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

40.06% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.12%
Current
40.80%
Delta
39.68%
Earnings Growth Increased
Previous
2.01%
Current
9.06%
Delta
7.05%
Funding Cost Growth Decreased
Previous
88.66%
Current
74.00%
Delta
-14.66%
Interest Income Growth Increased
Previous
22.65%
Current
23.86%
Delta
1.21%
Liquidity Increased
Previous
$1.7B
Current
$2.0B
Delta
$332.0M
Loan Growth Increased
Previous
0.92%
Current
40.06%
Delta
39.14%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.