GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FLG · Jun 30, 2021

FLAGSTAR BANK, NATIONAL ASSOCIATION. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-21-001006Bank
Sequential deposit growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.06% · CORE · VALID

Net-income growth94thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

44.29% · CORE · VALID

Interest-expense growth12thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

-36.39% · CORE · VALID

Interest-income growth59thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

1.87% · CORE · VALID

Cash and equivalents75thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.1B · CORE · VALID

Sequential loan growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.04% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.43%
Current
-0.06%
Delta
-5.49%
Earnings Growth Decreased
Previous
45.12%
Current
44.29%
Delta
-0.83%
Funding Cost Growth Increased
Previous
-46.36%
Current
-36.39%
Delta
9.97%
Interest Income Growth Increased
Previous
-4.07%
Current
1.87%
Delta
5.94%
Liquidity Decreased
Previous
$2.7B
Current
$2.1B
Delta
-$636.9M
Loan Growth Increased
Previous
0.56%
Current
1.04%
Delta
0.48%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.