GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ISBA · Sep 30, 2024

ISABELLA BANK CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000842517-24-000201Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.46% · CORE · VALID

Net-income growth5thOwn-history percentile · N=19
Evidence method

Yoy · gp.fundamentals.net_income

-25.65% · CORE · VALID

Interest-expense growth68thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_expense

43.18% · CORE · VALID

Interest-income growth74thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_income

13.94% · CORE · VALID

Cash and equivalents10thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$27.4M · CORE · VALID

Sequential loan growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.15% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.60%
Current
3.46%
Delta
6.06%
Earnings Growth Decreased
Previous
-24.82%
Current
-25.65%
Delta
-0.84%
Funding Cost Growth Decreased
Previous
77.28%
Current
43.18%
Delta
-34.10%
Interest Income Growth Increased
Previous
13.30%
Current
13.94%
Delta
0.64%
Liquidity Increased
Previous
$23.6M
Current
$27.4M
Delta
$3.8M
Loan Growth Increased
Previous
1.21%
Current
3.15%
Delta
1.94%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.