GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ISBA · Jun 30, 2026

ISABELLA BANK CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0000842517-26-000180Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.68% · CORE · VALID

Net-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

0.20% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

12.80% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$41.8M · CORE · VALID

Sequential loan growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.96% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.21%
Current
-2.68%
Delta
-4.89%
Earnings Growth Decreased
Previous
26.41%
Current
0.20%
Delta
-26.21%
Interest Income Growth Increased
Previous
11.03%
Current
12.80%
Delta
1.77%
Liquidity Decreased
Previous
$50.1M
Current
$41.8M
Delta
-$8.3M
Loan Growth Increased
Previous
1.46%
Current
1.96%
Delta
0.50%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2022
Similarity
80%
Compared
5 dimensions
Coverage
100%
Liquidity 21.3 · Loan Growth 11.7 · Deposit Growth 10.0 · Earnings Growth 26.7 · Interest Income Growth 23.3
Dec 31, 2024
Similarity
78%
Compared
5 dimensions
Coverage
100%
Liquidity 35.0 · Loan Growth 25.0 · Deposit Growth 10.0 · Earnings Growth 20.0 · Interest Income Growth 5.0
Jun 30, 2024
Similarity
77%
Compared
5 dimensions
Coverage
100%
Liquidity 40.0 · Loan Growth 0.0 · Deposit Growth 0.0 · Earnings Growth 28.9 · Interest Income Growth 12.2
Mar 31, 2026
Similarity
76%
Compared
5 dimensions
Coverage
100%
Liquidity 0.0 · Loan Growth 0.0 · Deposit Growth 40.0 · Earnings Growth 35.0 · Interest Income Growth 5.0
Dec 31, 2023
Similarity
76%
Compared
5 dimensions
Coverage
100%
Liquidity 30.0 · Loan Growth 7.6 · Deposit Growth 0.5 · Earnings Growth 33.8 · Interest Income Growth 27.5
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.