GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ISBA · Mar 31, 2022

ISABELLA BANK CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000842517-22-000091Bank
Sequential deposit growth58thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.deposits

3.15% · CORE · VALID

Net-income growth22thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

-12.30% · CORE · VALID

Interest-expense growth44thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

-38.58% · CORE · VALID

Interest-income growth78thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_income

-3.45% · CORE · VALID

Cash and equivalents62thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$161.2M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

-6.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.06%
Current
3.15%
Delta
2.08%
Earnings Growth Decreased
Previous
79.14%
Current
-12.30%
Delta
-91.44%
Funding Cost Growth Increased
Previous
-46.39%
Current
-38.58%
Delta
7.80%
Interest Income Growth Increased
Previous
-6.33%
Current
-3.45%
Delta
2.87%
Liquidity Increased
Previous
$105.3M
Current
$161.2M
Delta
$55.9M
Loan Growth Decreased
Previous
4.23%
Current
-6.41%
Delta
-10.64%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.