GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ISBA · Mar 31, 2023

ISABELLA BANK CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000842517-23-000080Bank
Sequential deposit growth81thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

3.97% · CORE · VALID

Net-income growth62thOwn-history percentile · N=13
Evidence method

Yoy · gp.fundamentals.net_income

12.40% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

152.84% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

25.97% · CORE · VALID

Cash and equivalents47thOwn-history percentile · N=17
Evidence method

Level · gp.fundamentals.cash

$98.7M · CORE · VALID

Sequential loan growth38thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

0.29% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.61%
Current
3.97%
Delta
6.58%
Earnings Growth Decreased
Previous
14.05%
Current
12.40%
Delta
-1.65%
Funding Cost Growth Increased
Previous
-28.27%
Current
152.84%
Delta
181.11%
Interest Income Growth Increased
Previous
9.46%
Current
25.97%
Delta
16.51%
Liquidity Increased
Previous
$38.9M
Current
$98.7M
Delta
$59.8M
Loan Growth Decreased
Previous
2.27%
Current
0.29%
Delta
-1.98%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.