Evidence method
Sequential · gp.financial.deposits
-3.37% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
PBHC · Jun 30, 2025
Pathfinder Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000950170-25-108856Bank
Evidence method
Yoy · gp.fundamentals.net_income
-98.45% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
0.84% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$31.5M · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History47 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20226/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 4.98%
- Current
- -3.37%
- Delta
- -8.35%
- Previous
- 40.28%
- Current
- -98.45%
- Delta
- -138.73%
- Previous
- 4.47%
- Current
- 0.84%
- Delta
- -3.62%
- Previous
- $51.5M
- Current
- $31.5M
- Delta
- -$20.0M
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · PBHC Fundamental State →Has State · Pathfinder Bancorp, Inc. →Transitioned To · PBHC Fundamental State →Transitioned To · PBHC DEPOSIT_GROWTH_DECREASED →Transitioned To · PBHC EARNINGS_GROWTH_DECREASED →Transitioned To · PBHC INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · PBHC LIQUIDITY_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.