Evidence method
Sequential · gp.financial.deposits
5.57% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
PBHC · Mar 31, 2022
Pathfinder Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001564590-22-020371Bank
Evidence method
Yoy · gp.fundamentals.net_income
36.95% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
-36.40% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
0.37% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$37.2M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
2.76% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History47 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20226/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 0.87%
- Current
- 5.57%
- Delta
- 4.69%
- Previous
- 78.52%
- Current
- 36.95%
- Delta
- -41.56%
- Previous
- -30.67%
- Current
- -36.40%
- Delta
- -5.73%
- Previous
- 7.81%
- Current
- 0.37%
- Delta
- -7.44%
- Previous
- $37.1M
- Current
- $37.2M
- Delta
- $35,000
- Previous
- 5.60%
- Current
- 2.76%
- Delta
- -2.83%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · PBHC Fundamental State →Has State · Pathfinder Bancorp, Inc. →Transitioned To · PBHC Fundamental State →Transitioned To · PBHC DEPOSIT_GROWTH_INCREASED →Transitioned To · PBHC EARNINGS_GROWTH_DECREASED →Transitioned To · PBHC FUNDING_COST_GROWTH_DECREASED →Transitioned To · PBHC INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · PBHC LIQUIDITY_INCREASED →Transitioned To · PBHC LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.