- Historical context100th pct
- Peer divergence415.3 robust σ
- Persistence1 period
- Independent evidence1 group
· State Commercial Banks
RESEARCH SNAPSHOTPathfinder Bancorp, Inc.'s latest supported as-filed period reports interest income of $18.1M, 5.8% below the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
Unusual transitions and combinations worth inspecting—not forecasts or recommendations.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -3.09% · CORE
Yoy · gp.fundamentals.net_income
Raw value 8506.45% · CORE
Yoy · gp.financial.interest_income
Raw value -5.81% · CORE
Level · gp.fundamentals.cash
Raw value $26.1M · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +8506.5% from the comparable as-filed period. The change ranks at the 100th percentile of 80 prior comparable changes. Relative percentage is de-emphasized because the comparison has a low base.
Deposits changed -3.9% from the comparable as-filed period. The change ranks at the 23th percentile of 86 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
PBHC · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001193125-26-349125SEC ↗8-KJul 30, 2026Period Jul 30, 20260001193125-26-326175SEC ↗8-KJun 29, 2026Period Jun 29, 20260001193125-26-288503SEC ↗4Jun 16, 2026Period Jun 15, 20260001193125-26-272266SEC ↗4Jun 4, 2026Period Jun 2, 20260001193125-26-257073SEC ↗8-KJun 4, 2026Period Jun 4, 20260001193125-26-256971SEC ↗8-KJun 4, 2026Period Jun 4, 20260001193125-26-256601SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Jun 15, 2026Filed Jun 16, 2026 | Polniak JosephFVP, General Counsel | Open Market PurchaseDirect | 1,000 | $16 | $15,881 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Interest income changed -5.8% from the comparable as-filed period. The change ranks at the 20th percentile of 86 prior comparable changes.
Cash & equivalents changed -17.2% from the comparable as-filed period. The change ranks at the 28th percentile of 109 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001193125-26-226649