GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PBHC · Dec 31, 2025

Pathfinder Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-26-132075Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-3.37% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-157.14% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-2.17% · CORE · VALID

Cash and equivalents10thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$31.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History47 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.26%
Current
-3.37%
Delta
-3.63%
Interest Income Growth Increased
Previous
-6.90%
Current
-2.17%
Delta
4.73%
Liquidity Decreased
Previous
$40.6M
Current
$31.2M
Delta
-$9.4M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.