GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PEBK · Jun 30, 2021

PEOPLES BANCORP OF NORTH CAROLINA INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001654954-21-008476Bank
Sequential deposit growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.32% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

80.20% · CORE · VALID

Interest-expense growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-7.68% · CORE · VALID

Interest-income growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

7.55% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$287.3M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-6.18% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
9.29%
Current
4.32%
Delta
-4.97%
Earnings Growth Increased
Previous
74.10%
Current
80.20%
Delta
6.10%
Funding Cost Growth Increased
Previous
-21.71%
Current
-7.68%
Delta
14.03%
Interest Income Growth Increased
Previous
-2.68%
Current
7.55%
Delta
10.23%
Liquidity Increased
Previous
$209.0M
Current
$287.3M
Delta
$78.3M
Loan Growth Decreased
Previous
-0.19%
Current
-6.18%
Delta
-5.99%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.