GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PEBK · Mar 31, 2025

PEOPLES BANCORP OF NORTH CAROLINA INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001654954-25-005121Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.21% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

10.06% · CORE · VALID

Interest-expense growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-7.38% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

0.81% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$102.5M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.32%
Current
2.21%
Delta
1.89%
Earnings Growth Increased
Previous
5.19%
Current
10.06%
Delta
4.86%
Funding Cost Growth Decreased
Previous
55.48%
Current
-7.38%
Delta
-62.86%
Interest Income Growth Decreased
Previous
12.34%
Current
0.81%
Delta
-11.54%
Liquidity Increased
Previous
$59.3M
Current
$102.5M
Delta
$43.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.