GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PEBK · Jun 30, 2022

PEOPLES BANCORP OF NORTH CAROLINA INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001654954-22-010661Bank
Sequential deposit growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.72% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-30.29% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-23.52% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-4.19% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$223.7M · CORE · VALID

Sequential loan growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

7.88% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.96%
Current
1.72%
Delta
-2.24%
Earnings Growth Decreased
Previous
-16.23%
Current
-30.29%
Delta
-14.06%
Funding Cost Growth Decreased
Previous
-18.65%
Current
-23.52%
Delta
-4.87%
Interest Income Growth Increased
Previous
-4.97%
Current
-4.19%
Delta
0.78%
Liquidity Decreased
Previous
$305.1M
Current
$223.7M
Delta
-$81.4M
Loan Growth Increased
Previous
0.55%
Current
7.88%
Delta
7.33%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.