GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BY · Dec 31, 2020

BYLINE BANCORP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-21-010980Bank
Sequential deposit growth15thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.deposits

-1.21% · CORE · VALID

Net-income growth20thOwn-history percentile · N=10
Evidence method

Yoy · gp.fundamentals.net_income

-34.27% · CORE · VALID

Interest-expense growth20thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_expense

-50.03% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_income

-9.66% · CORE · VALID

Cash and equivalents36thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$83.4M · CORE · VALID

Sequential loan growth8thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.loans

-0.91% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History36 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.99%
Current
-1.21%
Delta
1.78%
Earnings Growth Decreased
Previous
-14.80%
Current
-34.27%
Delta
-19.47%
Funding Cost Growth Increased
Previous
-64.29%
Current
-50.03%
Delta
14.27%
Interest Income Growth Increased
Previous
-18.01%
Current
-9.66%
Delta
8.35%
Liquidity Decreased
Previous
$101.1M
Current
$83.4M
Delta
-$17.7M
Loan Growth Decreased
Previous
-0.61%
Current
-0.91%
Delta
-0.29%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.