GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BY · Sep 30, 2020

BYLINE BANCORP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-20-052003Bank
Sequential deposit growth8thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.deposits

-2.99% · CORE · VALID

Net-income growth33thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

-14.80% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

-64.29% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_income

-18.01% · CORE · VALID

Cash and equivalents46thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$101.1M · CORE · VALID

Sequential loan growth17thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

-0.61% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History36 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
16.97%
Current
-2.99%
Delta
-19.96%
Earnings Growth Increased
Previous
-30.82%
Current
-14.80%
Delta
16.02%
Funding Cost Growth Decreased
Previous
-56.99%
Current
-64.29%
Delta
-7.31%
Interest Income Growth Decreased
Previous
-13.26%
Current
-18.01%
Delta
-4.75%
Liquidity Decreased
Previous
$139.9M
Current
$101.1M
Delta
-$38.9M
Loan Growth Decreased
Previous
13.65%
Current
-0.61%
Delta
-14.27%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.