GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BY · Dec 31, 2021

BYLINE BANCORP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-22-003015Bank
Sequential deposit growth24thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

-0.06% · CORE · VALID

Net-income growth79thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

147.64% · CORE · VALID

Interest-expense growth29thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

-48.30% · CORE · VALID

Interest-income growth36thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

4.05% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$157.9M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

-1.46% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History36 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.30%
Current
-0.06%
Delta
-1.36%
Earnings Growth Increased
Previous
93.60%
Current
147.64%
Delta
54.04%
Funding Cost Growth Decreased
Previous
-37.86%
Current
-48.30%
Delta
-10.44%
Interest Income Growth Decreased
Previous
7.79%
Current
4.05%
Delta
-3.74%
Liquidity Increased
Previous
$142.9M
Current
$157.9M
Delta
$15.1M
Loan Growth Decreased
Previous
3.20%
Current
-1.46%
Delta
-4.66%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.