GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PFIS · Jun 30, 2023

PEOPLES FINANCIAL SERVICES CORP.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-013841Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.20% · CORE · VALID

Net-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

0.77% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

570.02% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

41.88% · CORE · VALID

Cash and equivalents60thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$136.7M · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.98% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
6.22%
Current
-0.20%
Delta
-6.42%
Earnings Growth Increased
Previous
-21.30%
Current
0.77%
Delta
22.07%
Funding Cost Growth Increased
Previous
479.07%
Current
570.02%
Delta
90.95%
Interest Income Growth Increased
Previous
39.51%
Current
41.88%
Delta
2.38%
Liquidity Decreased
Previous
$140.6M
Current
$136.7M
Delta
-$3.9M
Loan Growth Decreased
Previous
3.33%
Current
0.98%
Delta
-2.35%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.