GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PFIS · Dec 31, 2021

PEOPLES FINANCIAL SERVICES CORP.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-003741Bank
Sequential deposit growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.31% · CORE · VALID

Net-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

48.26% · CORE · VALID

Interest-expense growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-34.22% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-0.07% · CORE · VALID

Cash and equivalents90thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$279.9M · CORE · VALID

Sequential loan growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

5.59% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
8.77%
Current
4.31%
Delta
-4.46%
Earnings Growth Increased
Previous
9.43%
Current
48.26%
Delta
38.82%
Funding Cost Growth Increased
Previous
-36.24%
Current
-34.22%
Delta
2.01%
Interest Income Growth Decreased
Previous
3.52%
Current
-0.07%
Delta
-3.59%
Liquidity Decreased
Previous
$360.6M
Current
$279.9M
Delta
-$80.7M
Loan Growth Increased
Previous
-1.41%
Current
5.59%
Delta
7.00%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.