GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PFIS · Dec 31, 2022

PEOPLES FINANCIAL SERVICES CORP.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-003863Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.48% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-12.47% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

65.41% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

18.37% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$37.9M · CORE · VALID

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

4.19% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.31%
Current
-2.48%
Delta
-9.79%
Earnings Growth Decreased
Previous
9.59%
Current
-12.47%
Delta
-22.06%
Funding Cost Growth Decreased
Previous
93.95%
Current
65.41%
Delta
-28.54%
Interest Income Growth Decreased
Previous
20.95%
Current
18.37%
Delta
-2.58%
Liquidity Decreased
Previous
$113.0M
Current
$37.9M
Delta
-$75.1M
Loan Growth Increased
Previous
2.27%
Current
4.19%
Delta
1.92%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.