GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BY · Mar 31, 2020

BYLINE BANCORP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-20-021236Bank
Sequential deposit growth60thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

2.20% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-76.45% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-6.20% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

3.36% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents64thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$119.6M · CORE · VALID

Sequential loan growth40thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.loans

1.72% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History36 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.65%
Current
2.20%
Delta
0.55%
Earnings Growth Decreased
Previous
38.38%
Current
-76.45%
Delta
-114.83%
Funding Cost Growth Decreased
Previous
71.20%
Current
-6.20%
Delta
-77.41%
Interest Income Growth Decreased
Previous
27.96%
Current
3.36%
Delta
-24.60%
Liquidity Increased
Previous
$80.7M
Current
$119.6M
Delta
$38.9M
Loan Growth Increased
Previous
-1.20%
Current
1.72%
Delta
2.93%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.