GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BY · Dec 31, 2019

BYLINE BANCORP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-20-010516Bank
Sequential deposit growth56thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

1.65% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

38.38% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

71.20% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

27.96% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents30thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$80.7M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

-1.20% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History36 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.49%
Current
1.65%
Delta
1.15%
Earnings Growth Increased
Previous
5.54%
Current
38.38%
Delta
32.83%
Funding Cost Growth Increased
Previous
55.55%
Current
71.20%
Delta
15.65%
Interest Income Growth Increased
Previous
16.30%
Current
27.96%
Delta
11.66%
Liquidity Decreased
Previous
$108.8M
Current
$80.7M
Delta
-$28.1M
Loan Growth Decreased
Previous
-0.85%
Current
-1.20%
Delta
-0.36%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.