GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PEBK · Sep 30, 2020

PEOPLES BANCORP OF NORTH CAROLINA INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001654954-20-011809Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.78% · CORE · VALID

Net-income growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

24.52% · CORE · VALID

Interest-expense growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-5.23% · CORE · VALID

Interest-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-4.52% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$204.2M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.34% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
17.31%
Current
2.78%
Delta
-14.54%
Earnings Growth Increased
Previous
-32.84%
Current
24.52%
Delta
57.36%
Funding Cost Growth Decreased
Previous
16.77%
Current
-5.23%
Delta
-22.00%
Interest Income Growth Increased
Previous
-5.96%
Current
-4.52%
Delta
1.43%
Liquidity Increased
Previous
$189.6M
Current
$204.2M
Delta
$14.6M
Loan Growth Decreased
Previous
9.70%
Current
0.34%
Delta
-9.37%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.