Research / HFBL / Fundamental state Inspectable configuration
State dimensions Filing 0000927089-21-000072 Bank
Sequential deposit growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-1.21% · CORE · VALID
Net-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
138.61% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-34.75% · CORE · VALID
Interest-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
4.22% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$79.8M · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-5.19% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 56 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.97%
Current -1.21%
Delta -6.18% Earnings Growth Increased
Previous 0.00%
Current 138.61%
Delta 138.61% Funding Cost Growth Decreased
Previous -26.37%
Current -34.75%
Delta -8.38% Interest Income Growth Increased
Previous -3.56%
Current 4.22%
Delta 7.78% Liquidity Increased
Previous $75.6M
Current $79.8M
Delta $4.2M Loan Growth Decreased
Previous -1.43%
Current -5.19%
Delta -3.77% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.