Research / HFBL / Fundamental state Inspectable configuration
State dimensions Filing 0000927089-20-000531 Bank
Sequential deposit growth 90th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
4.97% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
0.00% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-26.37% · CORE · VALID
Interest-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-3.56% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$75.6M · CORE · VALID
Sequential loan growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-1.43% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 56 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 13.48%
Current 4.97%
Delta -8.51% Earnings Growth Increased
Previous -18.83%
Current 0.00%
Delta 18.83% Funding Cost Growth Decreased
Previous 13.72%
Current -26.37%
Delta -40.09% Interest Income Growth Decreased
Previous 2.47%
Current -3.56%
Delta -6.03% Liquidity Increased
Previous $54.9M
Current $75.6M
Delta $20.8M Loan Growth Decreased
Previous 12.93%
Current -1.43%
Delta -14.36% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.