Research / HFBL / Fundamental state Inspectable configuration
State dimensions Filing 0000927089-21-000145 Bank
Sequential deposit growth 95th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
5.76% · CORE · VALID
Net-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
45.14% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-43.43% · CORE · VALID
Interest-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
6.59% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$101.0M · CORE · VALID
Sequential loan growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.77% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 56 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -1.21%
Current 5.76%
Delta 6.97% Earnings Growth Decreased
Previous 138.61%
Current 45.14%
Delta -93.47% Funding Cost Growth Decreased
Previous -34.75%
Current -43.43%
Delta -8.67% Interest Income Growth Increased
Previous 4.22%
Current 6.59%
Delta 2.36% Liquidity Increased
Previous $79.8M
Current $101.0M
Delta $21.2M Loan Growth Increased
Previous -5.19%
Current 1.77%
Delta 6.96% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.