GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MSBI · Jun 30, 2020

Midland States Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001466026-20-000004Bank
Sequential deposit growth78thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

6.29% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-23.15% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-20.61% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$519.9M · CORE · VALID

Sequential loan growth89thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

10.48% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.34%
Current
6.29%
Delta
3.95%
Earnings Growth Increased
Previous
-88.92%
Current
-23.15%
Delta
65.77%
Funding Cost Growth Decreased
Previous
6.02%
Current
-20.61%
Delta
-26.62%
Liquidity Increased
Previous
$449.4M
Current
$519.9M
Delta
$70.5M
Loan Growth Increased
Previous
-0.82%
Current
10.48%
Delta
11.30%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.