GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MSBI · Sep 30, 2019

Midland States Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-19-010426Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

10.82% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

48.93% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

30.66% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$409.3M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

6.33% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Mar 31, 20180/3 normalizedLevel 3Jun 30, 20180/3 normalizedLevel 3Sep 30, 20180/3 normalizedLevel 3Dec 31, 20180/5 normalizedLevel 3Mar 31, 20190/5 normalizedLevel 3Jun 30, 20190/5 normalizedLevel 3Sep 30, 20190/5 normalizedLevel 3Dec 31, 20191/5 normalizedLevel 3Mar 31, 20203/5 normalizedLevel 3Jun 30, 20203/5 normalizedLevel 3Sep 30, 20202/4 normalizedLevel 3Dec 31, 20204/4 normalizedLevel 3Mar 31, 20214/4 normalizedLevel 3Jun 30, 20214/4 normalizedLevel 3Sep 30, 20214/4 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Sep 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.62%
Current
10.82%
Delta
11.44%
Earnings Growth Increased
Previous
27.95%
Current
48.93%
Delta
20.98%
Funding Cost Growth Decreased
Previous
45.63%
Current
30.66%
Delta
-14.98%
Liquidity Increased
Previous
$245.4M
Current
$409.3M
Delta
$163.9M
Loan Growth Increased
Previous
-0.53%
Current
6.33%
Delta
6.86%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · MSBI Fundamental State →Has State · Midland States Bancorp, Inc. →Transitioned To · MSBI Fundamental State →Transitioned To · MSBI DEPOSIT_GROWTH_INCREASED →Transitioned To · MSBI EARNINGS_GROWTH_INCREASED →Transitioned To · MSBI FUNDING_COST_GROWTH_DECREASED →Transitioned To · MSBI LIQUIDITY_INCREASED →Transitioned To · MSBI LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.