GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCY · Dec 31, 2022

MERCURY GENERAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]

Inspectable configuration

State dimensions

Filing0000064996-23-000004Insurance

Policy-benefit growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.insurance.policy_benefits

21.81% · OPTIONAL · NOT_ENOUGH_HISTORY

DebtRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.gross_debt

$400.0M · OPTIONAL · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.net_income

-306.78% · CORE · NOT_ENOUGH_HISTORY

Premium growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.insurance.premiums

5.63% · CORE · NOT_ENOUGH_HISTORY

Revenue growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.revenue

-8.77% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History9 statesHistory building

Sep 30, 20220/4 normalizedLevel 3 Dec 31, 20220/5 normalizedLevel 3 Dec 31, 20242/5 normalizedLevel 3 Mar 31, 20253/4 normalizedLevel 3 Jun 30, 20253/5 normalizedLevel 3 Sep 30, 20253/5 normalizedLevel 3 Dec 31, 20252/5 normalizedLevel 3 Mar 31, 20263/4 normalizedLevel 3 Jun 30, 20263/6 normalizedLevel 3

Period transition

What moved in the state?

Claims Growth Increased

Previous: 12.83%
Current: 21.81%
Delta: 8.99%

Earnings Growth Increased

Previous: -7732.22%
Current: -306.78%
Delta: 7425.45%

Premium Growth Decreased

Previous: 5.95%
Current: 5.63%
Delta: -0.33%

Revenue Growth Decreased

Previous: -3.42%
Current: -8.77%
Delta: -5.35%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Transitioned To · MCY Fundamental State →Transitioned To · MCY CLAIMS_GROWTH_INCREASED →Transitioned To · MCY EARNINGS_GROWTH_INCREASED →Transitioned To · MCY PREMIUM_GROWTH_DECREASED →Transitioned To · MCY REVENUE_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.