GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCY · Jun 30, 2026

MERCURY GENERAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]

Inspectable configuration

State dimensions

Filing0000064996-26-000020Insurance

CashRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.cash

$1.7B · CORE · NOT_ENOUGH_HISTORY

Policy-benefit growth31thOwn-history percentile · N=13

Evidence method

Yoy · gp.insurance.policy_benefits

3.54% · OPTIONAL · VALID

DebtRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.gross_debt

$943.8M · OPTIONAL · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.net_income

58.29% · CORE · NOT_ENOUGH_HISTORY

Premium growth53thOwn-history percentile · N=15

Evidence method

Yoy · gp.insurance.premiums

9.59% · CORE · VALID

Revenue growth47thOwn-history percentile · N=15

Evidence method

Yoy · gp.fundamentals.revenue

13.80% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History9 statesHistory building

Sep 30, 20220/4 normalizedLevel 3 Dec 31, 20220/5 normalizedLevel 3 Dec 31, 20242/5 normalizedLevel 3 Mar 31, 20253/4 normalizedLevel 3 Jun 30, 20253/5 normalizedLevel 3 Sep 30, 20253/5 normalizedLevel 3 Dec 31, 20252/5 normalizedLevel 3 Mar 31, 20263/4 normalizedLevel 3 Jun 30, 20263/6 normalizedLevel 3

Period transition

What moved in the state?

Cash Increased

Previous: $1.4B
Current: $1.7B
Delta: $349.9M

Claims Growth Increased

Previous: -23.58%
Current: 3.54%
Delta: 27.12%

Premium Growth Decreased

Previous: 13.20%
Current: 9.59%
Delta: -3.61%

Revenue Growth Increased

Previous: 10.47%
Current: 13.80%
Delta: 3.33%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Compared To · Fire, Marine & Casualty Insurance peers →Transitioned To · MCY Fundamental State →Transitioned To · MCY CASH_INCREASED →Transitioned To · MCY CLAIMS_GROWTH_INCREASED →Transitioned To · MCY PREMIUM_GROWTH_DECREASED →Transitioned To · MCY REVENUE_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.