Research / CHCO / Fundamental state Inspectable configuration
State dimensions Filing 0000726854-22-000033 Bank
Sequential deposit growth 45th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.77% · CORE · VALID
Net-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-1.69% · CORE · VALID
Interest-expense growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-58.10% · CORE · VALID
Interest-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-7.18% · CORE · VALID
Cash and equivalents 90th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$634.6M · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-2.00% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.73%
Current 0.77%
Delta -0.95% Earnings Growth Decreased
Previous 12.95%
Current -1.69%
Delta -14.64% Funding Cost Growth Increased
Previous -60.60%
Current -58.10%
Delta 2.50% Interest Income Growth Decreased
Previous -3.87%
Current -7.18%
Delta -3.31% Liquidity Decreased
Previous $639.5M
Current $634.6M
Delta -$4.9M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.