Research / CHCO / Fundamental state Inspectable configuration
State dimensions Filing 0000726854-23-000141 Bank
Sequential deposit growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-2.37% · CORE · VALID
Net-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
44.31% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
738.77% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
58.35% · CORE · VALID
Cash and equivalents 35th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$231.3M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.48%
Current -2.37%
Delta -7.85% Earnings Growth Increased
Previous 14.05%
Current 44.31%
Delta 30.25% Funding Cost Growth Increased
Previous 393.64%
Current 738.77%
Delta 345.13% Interest Income Growth Increased
Previous 55.57%
Current 58.35%
Delta 2.78% Liquidity Decreased
Previous $302.8M
Current $231.3M
Delta -$71.5M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.