GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FNRN · Mar 31, 2020

FIRST NORTHERN COMMUNITY BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-20-010872Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.81% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-32.77% · CORE · VALID

Interest-expense growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

39.62% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-2.51% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$143.9M · CORE · VALID

Sequential loan growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.38% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.05%
Current
3.81%
Delta
3.76%
Earnings Growth Decreased
Previous
17.29%
Current
-32.77%
Delta
-50.06%
Funding Cost Growth Decreased
Previous
46.61%
Current
39.62%
Delta
-6.99%
Interest Income Growth Decreased
Previous
7.40%
Current
-2.51%
Delta
-9.91%
Liquidity Increased
Previous
$111.5M
Current
$143.9M
Delta
$32.4M
Loan Growth Decreased
Previous
1.84%
Current
-1.38%
Delta
-3.22%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.