GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FNRN · Sep 30, 2021

FIRST NORTHERN COMMUNITY BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-21-036557Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

5.20% · CORE · VALID

Net-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

31.65% · CORE · VALID

Interest-expense growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-26.43% · CORE · VALID

Interest-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-5.36% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$415.6M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
3.50%
Current
5.20%
Delta
1.70%
Earnings Growth Increased
Previous
22.22%
Current
31.65%
Delta
9.43%
Funding Cost Growth Increased
Previous
-40.00%
Current
-26.43%
Delta
13.57%
Interest Income Growth Decreased
Previous
5.26%
Current
-5.36%
Delta
-10.62%
Liquidity Increased
Previous
$332.6M
Current
$415.6M
Delta
$83.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.