Evidence method
Sequential · gp.financial.deposits
-7.12% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
PBFS · Dec 31, 2023
Pioneer Bancorp, Inc./MD. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001558370-24-001058Bank
Evidence method
Yoy · gp.fundamentals.net_income
-48.37% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
538.86% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
19.51% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$139.6M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
5.01% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History30 statesSelf-history eligible
Jun 30, 20213/6 normalizedLevel 3Sep 30, 20213/6 normalizedLevel 3Dec 31, 20213/6 normalizedLevel 3Mar 31, 20225/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20246/6 normalizedLevel 3Sep 30, 20246/6 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 6.29%
- Current
- -7.12%
- Delta
- -13.41%
- Previous
- -34.68%
- Current
- -48.37%
- Delta
- -13.70%
- Previous
- 723.55%
- Current
- 538.86%
- Delta
- -184.69%
- Previous
- 32.68%
- Current
- 19.51%
- Delta
- -13.17%
- Previous
- $216.5M
- Current
- $139.6M
- Delta
- -$76.9M
- Previous
- 5.19%
- Current
- 5.01%
- Delta
- -0.18%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · PBFS Fundamental State →Analogous To · PBFS state analogue 2 →Transitioned To · PBFS Fundamental State →Transitioned To · PBFS DEPOSIT_GROWTH_DECREASED →Transitioned To · PBFS EARNINGS_GROWTH_DECREASED →Transitioned To · PBFS FUNDING_COST_GROWTH_DECREASED →Transitioned To · PBFS INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · PBFS LIQUIDITY_DECREASED →Transitioned To · PBFS LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.