Evidence method
Sequential · gp.financial.deposits
-13.53% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
PBFS · Dec 31, 2022
Pioneer Bancorp, Inc./MD. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001558370-23-001029Bank
Evidence method
Yoy · gp.fundamentals.net_income
-1.18% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
134.44% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
65.69% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$147.3M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
2.79% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History30 statesSelf-history eligible
Jun 30, 20213/6 normalizedLevel 3Sep 30, 20213/6 normalizedLevel 3Dec 31, 20213/6 normalizedLevel 3Mar 31, 20225/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20246/6 normalizedLevel 3Sep 30, 20246/6 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 5.88%
- Current
- -13.53%
- Delta
- -19.40%
- Previous
- 285.70%
- Current
- -1.18%
- Delta
- -286.89%
- Previous
- 35.96%
- Current
- 134.44%
- Delta
- 98.49%
- Previous
- 43.10%
- Current
- 65.69%
- Delta
- 22.59%
- Previous
- $402.9M
- Current
- $147.3M
- Delta
- -$255.6M
- Previous
- 3.77%
- Current
- 2.79%
- Delta
- -0.98%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · PBFS Fundamental State →Transitioned To · PBFS Fundamental State →Transitioned To · PBFS DEPOSIT_GROWTH_DECREASED →Transitioned To · PBFS EARNINGS_GROWTH_DECREASED →Transitioned To · PBFS FUNDING_COST_GROWTH_INCREASED →Transitioned To · PBFS INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · PBFS LIQUIDITY_DECREASED →Transitioned To · PBFS LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.