GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ISBA · Sep 30, 2026

ISABELLA BANK CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0000842517-26-000236Bank
Sequential deposit growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.57% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

26.05% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

10.59% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$138.5M · CORE · VALID

Sequential loan growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-3.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History16 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.68%
Current
4.57%
Delta
7.25%
Earnings Growth Increased
Previous
0.20%
Current
26.05%
Delta
25.85%
Interest Income Growth Decreased
Previous
12.80%
Current
10.59%
Delta
-2.21%
Liquidity Increased
Previous
$41.8M
Current
$138.5M
Delta
$96.8M
Loan Growth Decreased
Previous
1.96%
Current
-3.41%
Delta
-5.37%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2021
Similarity
89%
Compared
3 dimensions
Coverage
60%
Liquidity 15.0 · Loan Growth 2.5 · Deposit Growth 12.5
Sep 30, 2025
Similarity
69%
Compared
5 dimensions
Coverage
100%
Liquidity 10.0 · Loan Growth 65.0 · Deposit Growth 10.0 · Earnings Growth 20.0 · Interest Income Growth 0.0
Mar 31, 2025
Similarity
69%
Compared
5 dimensions
Coverage
100%
Liquidity 50.0 · Loan Growth 0.0 · Deposit Growth 45.0 · Earnings Growth 20.0 · Interest Income Growth 0.0
Mar 31, 2023
Similarity
66%
Compared
5 dimensions
Coverage
100%
Liquidity 37.9 · Loan Growth 27.5 · Deposit Growth 18.8 · Earnings Growth 8.5 · Interest Income Growth 55.0
Mar 31, 2022
Similarity
66%
Compared
5 dimensions
Coverage
100%
Liquidity 23.5 · Loan Growth 10.0 · Deposit Growth 41.7 · Earnings Growth 47.8 · Interest Income Growth 32.8
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.