GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NNI · Dec 31, 2025

NELNET INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001258602-26-000014Bank
Sequential deposit growth63thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

13.03% · CORE · VALID

Net-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

132.81% · CORE · VALID

Interest-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-12.53% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$296.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Sep 30, 20214/5 normalizedLevel 3Dec 31, 20214/5 normalizedLevel 3Mar 31, 20224/5 normalizedLevel 3Jun 30, 20224/5 normalizedLevel 3Sep 30, 20224/5 normalizedLevel 3Dec 31, 20224/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20235/5 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
6.85%
Current
13.03%
Delta
6.18%
Earnings Growth Decreased
Previous
4367.50%
Current
132.81%
Delta
-4234.69%
Interest Income Growth Increased
Previous
-14.36%
Current
-12.53%
Delta
1.83%
Liquidity Increased
Previous
$216.4M
Current
$296.0M
Delta
$79.6M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · NNI Fundamental State →Transitioned To · NNI Fundamental State →Transitioned To · NNI DEPOSIT_GROWTH_INCREASED →Transitioned To · NNI EARNINGS_GROWTH_DECREASED →Transitioned To · NNI INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · NNI LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.