GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NNI · Sep 30, 2023

NELNET INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001258602-23-000073Bank
Sequential deposit growth10thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

-1.78% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-56.74% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

63.60% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

40.08% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$187.7M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Sep 30, 20214/5 normalizedLevel 3Dec 31, 20214/5 normalizedLevel 3Mar 31, 20224/5 normalizedLevel 3Jun 30, 20224/5 normalizedLevel 3Sep 30, 20224/5 normalizedLevel 3Dec 31, 20224/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20235/5 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
8.18%
Current
-1.78%
Delta
-9.96%
Earnings Growth Increased
Previous
-66.80%
Current
-56.74%
Delta
10.05%
Funding Cost Growth Decreased
Previous
216.60%
Current
63.60%
Delta
-153.00%
Interest Income Growth Decreased
Previous
87.37%
Current
40.08%
Delta
-47.29%
Liquidity Increased
Previous
$121.8M
Current
$187.7M
Delta
$65.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · NNI Fundamental State →Transitioned To · NNI Fundamental State →Transitioned To · NNI DEPOSIT_GROWTH_DECREASED →Transitioned To · NNI EARNINGS_GROWTH_INCREASED →Transitioned To · NNI FUNDING_COST_GROWTH_DECREASED →Transitioned To · NNI INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · NNI LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.