GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TCBS · Jun 30, 2022

Texas Community Bancshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-013053Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

2.45% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

121.68% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-19.55% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

11.85% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$18.4M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

2.59% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History21 statesSelf-history eligible
Sep 30, 20210/3 normalizedLevel 3Dec 31, 20210/3 normalizedLevel 3Mar 31, 20220/6 normalizedLevel 3Jun 30, 20220/6 normalizedLevel 3Sep 30, 20220/5 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20231/6 normalizedLevel 3Jun 30, 20233/6 normalizedLevel 3Sep 30, 20233/6 normalizedLevel 3Dec 31, 20233/6 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20245/6 normalizedLevel 3Sep 30, 20246/6 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.45%
Current
2.45%
Delta
-0.00%
Earnings Growth Increased
Previous
61.21%
Current
121.68%
Delta
60.47%
Funding Cost Growth Decreased
Previous
-18.87%
Current
-19.55%
Delta
-0.68%
Interest Income Growth Increased
Previous
6.29%
Current
11.85%
Delta
5.56%
Liquidity Decreased
Previous
$25.6M
Current
$18.4M
Delta
-$7.1M
Loan Growth Increased
Previous
1.95%
Current
2.59%
Delta
0.64%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · TCBS Fundamental State →Transitioned To · TCBS Fundamental State →Transitioned To · TCBS DEPOSIT_GROWTH_DECREASED →Transitioned To · TCBS EARNINGS_GROWTH_INCREASED →Transitioned To · TCBS FUNDING_COST_GROWTH_DECREASED →Transitioned To · TCBS INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · TCBS LIQUIDITY_DECREASED →Transitioned To · TCBS LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.