GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TCBS · Sep 30, 2023

Texas Community Bancshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-018300Bank
Sequential deposit growth22thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

-0.88% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-15.40% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

376.96% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

55.65% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents40thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$12.4M · CORE · VALID

Sequential loan growth11thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

0.07% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History21 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.71%
Current
-0.88%
Delta
-2.59%
Earnings Growth Increased
Previous
-61.54%
Current
-15.40%
Delta
46.14%
Funding Cost Growth Increased
Previous
327.66%
Current
376.96%
Delta
49.29%
Interest Income Growth Increased
Previous
55.04%
Current
55.65%
Delta
0.61%
Liquidity Increased
Previous
$10.1M
Current
$12.4M
Delta
$2.4M
Loan Growth Decreased
Previous
3.42%
Current
0.07%
Delta
-3.35%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.