Research / SOFI / Fundamental state Inspectable configuration
State dimensions Filing 0001818874-26-000054 Bank
Sequential deposit growth 44th Own-history percentile · N=16
Evidence method Sequential · gp.financial.deposits
13.17% · CORE · VALID
Net-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.fundamentals.net_income
61.00% · CORE · NOT_ENOUGH_HISTORY
Cash and equivalents 80th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$3.1B · CORE · VALID
Sequential loan growth 38th Own-history percentile · N=8
Evidence method Sequential · gp.financial.loans
-7.65% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 17 states Self-history eligible
Jun 30, 2022 0/3 normalized Level 3 Sep 30, 2022 1/3 normalized Level 3 Dec 31, 2022 1/3 normalized Level 3 Mar 31, 2023 1/3 normalized Level 3 Jun 30, 2023 1/3 normalized Level 3 Sep 30, 2023 1/3 normalized Level 3 Dec 31, 2023 1/3 normalized Level 3 Mar 31, 2024 1/3 normalized Level 3 Jun 30, 2024 2/3 normalized Level 3 Sep 30, 2024 2/3 normalized Level 3 Dec 31, 2024 2/3 normalized Level 3 Mar 31, 2025 2/4 normalized Level 3 Jun 30, 2025 2/4 normalized Level 3 Sep 30, 2025 2/4 normalized Level 3 Dec 31, 2025 2/4 normalized Level 3 Mar 31, 2026 2/4 normalized Level 3 Jun 30, 2026 3/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 7.30%
Current 13.17%
Delta 5.87% Earnings Growth Decreased
Previous 134.45%
Current 61.00%
Delta -73.45% Liquidity Decreased
Previous $3.4B
Current $3.1B
Delta -$274.8M Loan Growth Increased
Previous -8.94%
Current -7.65%
Delta 1.29% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Sep 30, 2025
Similarity 89%
Compared 2 dimensions
Coverage 67% Liquidity 15.0 · Deposit Growth 5.3 Mar 31, 2026
Similarity 86%
Compared 2 dimensions
Coverage 67% Liquidity 10.0 · Deposit Growth 17.1 Dec 31, 2024
Similarity 76%
Compared 2 dimensions
Coverage 67% Liquidity 3.5 · Deposit Growth 33.8 Jun 30, 2024
Similarity 68%
Compared 2 dimensions
Coverage 67% Liquidity 13.3 · Deposit Growth 43.8 Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.